2018

Why You Should Buy A Car With A Loan Instead Of Buying In Cash
If you have the cash money that you need in order to purchase a car, you might have decided that you will just pull the cash out of the bank to purchase your next car. It might seem smart to avoid paying interest and to avoid having to make a monthly payment on your new or new-to-you vehicle. However, instead of just buying in cash, you might want to take out an auto loan, even if you have a healthy amount of money in your savings account.

5 FAQs Regarding Bail After You've Been Arrested
If you get arrested, you are innocent until proven guilty. For this reason, unless your crime was violent or you are a flight risk, you may be allowed to be released from jail until your hearing. Not only does this let you get back to your regular life, but it also helps reduce stress and lets you better prepare for your hearing. If you believe you or a loved one may be arrested, check out these five frequently asked questions regarding bail.

Mortgage Rates 101: Factors That Help Determine Your Interest Rate
Purchasing a new home can be an exciting undertaking. Most buyers opt to finance their homes through a mortgage lender so they can pay the purchase price over time. A mortgage loan is likely the largest loan that you will apply for, and it is a financial product you will be living with for a significant number of years. Securing the lowest mortgage rate possible can be beneficial. You need to understand the factors that can affect your mortgage rate so you are prepared to determine if you are getting a good deal.

Six Things You May Be Able To Do To Get A Mortgage Loan With Less Than Perfect Credit
While it may be more challenging to be approved for a mortgage loan with lower credit, it's not impossible. With a little creativity and perseverance, you may be able to achieve approval for a mortgage loan that will make home ownership a possibility for you. Doing the research and putting some effort into the search will make finding financing easier. The following are six things you can try to help you find a mortgage loan even though your credit is not as high as you might like:

About Me

Learning to Invest is Just as Important as Saving

While most parents and teachers tell teenagers how important saving money for emergencies and retirement is, few give them advice about investing. While there are more and more high schools offering finance classes, they are often electives that not every student is required to take or they are classes that just cover budgeting. While saving money is important, I think learning to invest wisely is just as important! I meet many people today who think that investing in property, mutual funds, and stocks is a bad idea because they think they will lose money. The truth is that investments made carefully and strategically (a good plan is important) usually come with a great return and little risk. I wanted to begin a blog to share my investing tips and other finance tips to give people the knowledge that they often don't learn in school!

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